Introduction
Zivoe is a RWA protocol that enables users to earn yield from private credit. You deposit stablecoins, the vault finances private credit deals, and you then earn yield.
Why Zivoe?
Real-world yield: Earn competitive yields from private credit portfolios that are uncorrelated with broader financial markets.
Auto-compounding: Returns are automatically compounded to maximize earnings.
DeFi ready: When you deposit stablecoins, you receive receipt tokens (zVLT), which are composable with major DeFi apps like Uniswap, Curve, and Morpho (integrations coming soon).
Professional Risk Management: Zivoe's team comes from leading TradFi and DeFi institutions including JPMorgan Chase, Wells Fargo, Capital One, Experian, and Maple Finance. Collectively the team has over 40+ years of experience managing credit risk.
Bankruptcy Remote: Assets financed by users are held in bankruptcy-remote special purpose vehicles (SPVs) to help protect depositor funds.
How It Works?
Deposit stablecoins (USDC or USDT) onto Zivoe's platform.
Receive vault tokens (zVLT) which represent your ownership in the assets being financed
Earn yield. As assets financed by Zivoe generate returns, the value of your vault tokens (zVLT) increases.
Redeem your vault tokens (zVLT) back for your stablecoins plus any yield that you've earned.
Navigating These Docs
User Documentation - Learn the basics about Zivoe, how it works, and ways you can participate in the protocol. You're in this section now!
Developer Documentation - Dive deeper into the technology that runs Zivoe, including our smart contracts and system architecture.
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