Introduction

Zivoe is a RWA protocol that enables users to earn yield from private credit. You deposit stablecoins, the vault finances private credit deals, and you then earn yield.

Why Zivoe?

  • Real-world yield: Earn competitive yields from private credit portfolios that are uncorrelated with broader financial markets.

  • Auto-compounding: Returns are automatically compounded to maximize earnings.

  • DeFi ready: When you deposit stablecoins, you receive receipt tokens (zVLT), which are composable with major DeFi apps like Uniswap, Curve, and Morpho (integrations coming soon).

  • Professional Risk Management: Zivoe's team comes from leading TradFi and DeFi institutions including JPMorgan Chase, Wells Fargo, Capital One, Experian, and Maple Finance. Collectively the team has over 40+ years of experience managing credit risk.

  • Bankruptcy Remote: Assets financed by users are held in bankruptcy-remote special purpose vehicles (SPVs) to help protect depositor funds.


How It Works?

  • Deposit stablecoins (USDC or USDT) onto Zivoe's platform.

  • Receive vault tokens (zVLT) which represent your ownership in the assets being financed

  • Earn yield. As assets financed by Zivoe generate returns, the value of your vault tokens (zVLT) increases.

  • Redeem your vault tokens (zVLT) back for your stablecoins plus any yield that you've earned.


User Documentation - Learn the basics about Zivoe, how it works, and ways you can participate in the protocol. You're in this section now!

Developer Documentation - Dive deeper into the technology that runs Zivoe, including our smart contracts and system architecture.

Last updated