> For the complete documentation index, see [llms.txt](https://docs.zivoe.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zivoe.com/user-docs/deposit-and-earn.md).

# Deposit & Earn

How to deposit stablecoins, receive zSMB, and track your position.

### How To Start Earning

#### **1. Launch App & Connect Wallet**

Navigate to the [Deposit](https://app.zivoe.com/) page of Zivoe's app. Click "Connect Wallet" and connect with your web3 wallet (e.g., MetaMask, Phantom, Rabby).

#### **2. Deposit Stablecoins**

In the deposit window, select the stablecoin you want to deposit (USDC or USDT), input an amount, and click "Deposit." This creates a transaction for you to sign in your wallet. Once the transaction confirms, vault tokens (zSMB) will appear in your wallet, representing your position in the vault.

#### **3. Track Your Position**

Visit the "Portfolio" page to monitor your position. As the underlying credit portfolios generate repayments, returns accrue continuously to the token's price, increasing the value of your zSMB over time.

#### **4. Redeem**

When you are ready to exit your position, you can redeem your vault tokens (zSMB) for stablecoins, reflecting your initial deposit plus any yield accrued. To initiate a redemption, contact <investors@zivoe.com> and our team will process your request.

Learn more about how to [Redeem & Claim Yield](https://docs.zivoe.com/user-docs/redeem-and-claim-yield)

***

{% hint style="info" %}
Click here to start depositing: [app.zivoe.com](https://app.zivoe.com)
{% endhint %}


---

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