Introduction
Zivoe is a tokenization protocol providing on-chain access to short-duration private credit. Depositors supply stablecoins to a vault that finances diversified credit portfolios.
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Zivoe is a tokenization protocol providing on-chain access to short-duration private credit. Depositors supply stablecoins to a vault that finances diversified credit portfolios.
Private credit yield: Access yields generated by short-duration private credit portfolios, designed to be uncorrelated with broader crypto and financial markets.
Auto-compounding: Returns accrue continuously to the price of the vault token, compounding automatically without the need to claim or restake.
Composable by design: Depositors receive a vault token (zVLT) built on the ERC-4626 standard, enabling composability across the broader DeFi ecosystem.
Professional risk management: Zivoe's team comes from leading TradFi and DeFi institutions including JPMorgan Chase, Wells Fargo, Capital One, Experian, and Maple Finance, with over 40 years of collective experience managing credit risk.
Structural protections: Assets financed through the protocol are held in dedicated special purpose vehicles (SPVs) designed to segregate assets and help protect depositor funds.
Deposit stablecoins (USDC or USDT) through Zivoe's platform.
Receive vault tokens (zVLT) representing your proportional position in the assets being financed.
Earn as the underlying credit portfolios generate repayments, with returns accruing continuously to the price of zVLT.
Redeem your vault tokens for stablecoins, reflecting your initial deposit plus any yield accrued.
User Documentation - Learn how Zivoe works and how to participate in the protocol. You're in this section now.
Developer Documentation - A deeper look at the technology behind Zivoe, including smart contracts and system architecture.
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