> For the complete documentation index, see [llms.txt](https://docs.zivoe.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zivoe.com/user-docs/redeem-and-claim-yield.md).

# Redeem & Claim Yield

### **How Redemptions Work**

zVLT is a yield-bearing vault token. As the underlying credit portfolios generate repayments, returns accrue continuously to the token's price. There are no separate yield claims or distributions; your full return is captured in the value of your zVLT when you redeem.

**Requesting a redemption.** To redeem zVLT for stablecoins, contact <investors@zivoe.com> with your wallet address and the amount you wish to redeem. Our team will confirm receipt and process the request.

**Settlement.** Redemption proceeds are settled in stablecoins at the prevailing zVLT price. Because protocol capital is deployed into short-duration private credit assets, processing timelines may vary depending on available liquidity. We aim to keep depositors informed of expected timing throughout the process.

**Questions.** For anything related to redemptions or your position, reach out to <investors@zivoe.com>.


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